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MCS Medical Cost Sharing.
Christian healthcare ministry.

MCS Medical Cost Sharing is a 501 C3 Non-Profit Christian Healthcare Sharing Ministry and one of the best Christian healthcare ministries in the United States.

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Contact us:
(800) 860-9913
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About Us
Medical Cost Sharing, Inc., gives Christians the opportunity to minister to the Body of Christ while being thrifty and seeing to their own medical needs.

The concept has grown in popularity since the 1960’s when the Older Order Amish Church Fund began the modern-era of burden-bearing. These days, participants include a broad spectrum of Christian denominations that support each other’s medical needs, not only across all fifty states but across the world. Please contact us in the event you want a clearer explanation of how Medical Cost Sharing, Inc. works. We are a fully-accredited 501 C3 Non-Profit organization.

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Who is MCS for?
Cost-Effective Alternative to Traditional
Health Insurance

MCS Medical Cost Sharing is a community of like-minded people who rely on each other to pay their medical bills. Our ministry is ideal for those who find traditional healthcare costly, lost healthcare coverage, or do not like dealing with ObamaCare.

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Our Premium Benefits
Affordable Health Care for Christians
  • TeleMedicine

    Our TeleMedicine program gives you 24/7 access to Board Certified Physicians within the United States.

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  • 24/7 Nurse Line

    Finding the right answers at the right time is at the heart of what we do. Unlimited access to highly trained Nurses for help and information, 24/7.

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  • Health Cost Estimator

    Health Cost Estimator+ helps members shop around for care and save. Unlimited access anytime.

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See All Our Premium Benefits
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Our Plans
Our plans offer tailor-made medical cost-sharing to individuals, families, and businesses.
Our community is strong, and every one of us - whether young or old - has the same benefits and rights as everyone else who's on the same plan. Our monthly contribution structure depends only on the plan of choice, and the total number of members being enrolled under one application.
  • Premier
    Starting
    The monthly contribution is the amount that you will be charged every month to maintain your membership.
    $90/month
    Benefits
    Access to our premium Reference-Based Pricing (RBP) feature.
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    • TeleMedicine
    • 24/7 Nurse Line
    • Cleveland Clinic MyConsult
    • Health Cost Estimator
    • Medical Bill Saver
    • Financial Wellness
    • Other benefits
    Discounted Physician Office Visits including Lab and X-Ray ran through our PPO networks.
    Choose Premier
  • Diamond
    Starting
    The monthly contribution is the amount that you will be charged every month to maintain your membership.
    $175/month
    Benefits
    • Premier Benefits Included
      • And
    • $10,000 Personal Responsibility (PR)
    • For families: Maximum two PR per calendar year
    Limits
    • Membership Limit: $50,000 per incident
    • Maximum Sharing Benefits Eligible
    • Maximum Lifetime Benefit: $2,000,000
    Discounted Physician Office Visits including Lab and X-Ray ran through our PPO networks.
    Choose Diamond
  • Diamond 5
    Starting
    The monthly contribution is the amount that you will be charged every month to maintain your membership.
    $275/month
    Benefits
    • Premier Benefits Included
      • And
    • $5,000 Personal Responsibility (PR)
    • For families: Maximum two PR per calendar year
    Limits
    • Membership Limit: $50,000 per incident
    • Maximum Sharing Benefits Eligible
    • Maximum Lifetime Benefit: $2,000,000
    Discounted Physician Office Visits including Lab and X-Ray ran through our PPO networks.
    Choose Diamond 5
FAQ
Frequently
Asked Questions
  • When did this opportunity become available?

    Medical Cost Sharing is not a new concept; in fact Christians have been coming together to share their medical costs for well over 30 years.

  • Who is eligible for Medical Cost Sharing?

    There are no restrictions based on age or geographic location with the exception that this is only for people under 65 living in the United States. All plans require that you live by Faith-based principles, refrain from illegal use of drugs, follow Biblical teachings on the use of alcohol and attend Worship as regularly as your health permits.

  • What is the age requirement for a child to be on the partner’s plan?

    The primary member may apply for dependent coverage (children) after birth and up to age 18, unless child is furthering education and can be claimed on parent's taxes.

  • Is this an Insurance Plan?

    No, we are not an insurance company; we are a 501c3 not for profit Christian corporation that provides a health care alternative to its members.

See all Frequently Asked Questions
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