About MCS

MCS Medical Cost Sharing

Medical Cost Sharing, Inc., gives Christians the opportunity to minister to the Body of Christ while being thrifty and seeing to their own medical needs.

The concept has grown in popularity since the 1960’s when the Older Order Amish Church Fund began the modern-era of burden-bearing. These days, participants include a broad spectrum of Christian denominations that support each other’s medical needs, not only across all fifty states but across the world. Please contact us in the event you want a clearer explanation of how Medical Cost Sharing, Inc. works. We are a fully-accredited 501 C3 Non-Profit organization.


MCS knows that nothing is more important than your salvation.

MCS knows that nothing is more important than your salvation and that Jesus forms the Bridge Between God and mankind. God’s Design for human salvation was for Jesus to become the bridge between Him and mankind. Jesus Christ is, indeed, the Bridge to everlasting Life.


Our Founding Members

Craig Reynolds

Craig Reynolds


We saw a need in this nation among good people who were struggling to pay their health care costs. Churches have used Medical Cost Sharing Principles for years, which we were able to improve upon and bring to the American people as an alternative to the high cost of health insurance, ACA (Obamacare).

Jim MCGinnis

Jim MCGinnis


It’s been a personal mission to design, develop, and present the most forward-thinking products that the market place has ever seen, be it traditional insurance or a healthcare sharing ministry; products you always should have had, but were never offered.